Who We Are
Ahead of What’s Next in Finance and Operations
Built around what is required, not what is predefined.
A2A Through the Years
Foundation
Access to Arabia (A2A) is established, marking the beginning of its journey in delivering innovative financial technology solutions to the region.
Early Messaging Innovation
Launch of iMessaging, a pioneering platform supporting paging and SMS. The system enabled users to receive email snippets and important alerts directly on their mobile devices.
Phone Banking (IVR), A2A iBanking® System
Launch of A2A’s first Interactive Voice Response (IVR) phone banking system, enabling customers to access information and perform transactions via telephone. Services included fund transfers, bill payments, account inquiries, and fax-based bank statements.
A2A smsBanking®
Following the success of early mobile channels, A2A launched its SMS Banking platform, enabling real-time financial alerts and interactions over SMS. This became one of the company’s most widely adopted and scalable solutions.
Internet Banking Platform (A2A iBanking®)
Introduction of A2A’s Internet Banking system, expanding digital access for bank customers and strengthening multi-channel delivery.
Multi-Institution Deployment (A2A smsBanking® ASP Edition)
First implementation of the SMS Banking platform for a credit card processing provider serving multiple banks. This marked A2A’s first multi-institution (multi-tenant) deployment, demonstrating scalability across multiple organizations.
NOSTRO Reconciliation System (A2A nrsBanking® System)
Launch of A2A’s NOSTRO reconciliation system, enhancing banks’ operational efficiency and accuracy in managing interbank accounts.
SMS-Based Mobile Payments (Iraq)
Launch of A2A’s first multi-bank mobile payment platform in Iraq, based on pull-SMS technology, enabling customers to initiate transactions via SMS. This represented an early form of mobile payments in the region.
Smartphone Mobile Banking A2A mBanking® System
Launch of A2A’s first smartphone-based mobile banking system, delivering a full-featured app experience for bank customers. This marked A2A’s transition into modern mobile financial services.
A2A mPayment®
Introduction of a smartphone-based mobile payment platform
Platform Expansion & National Integrations
First implementation of the A2A Loyalty System Integration with Jordan’s national payment ecosystem, starting with JoMoPay (precursor to CliQ) and eFawateer This phase strengthened A2A’s position within national financial infrastructure.
A2A eWallet Platform
First implementation of the A2A eWallet system, introducing a flexible wallet platform capable of supporting multiple deployment models.
Continued Growth of SMS Banking
A2A’s SMS Banking platform continues to scale, delivering high-volume financial alerts and secure messaging services across multiple markets worldwide.
The A2A Way
Taking the Lead
We anticipate requirements early and define the approach before constraints are set.
Moving Fast
We deploy proven solutions from experience, enabling rapid execution without starting from scratch.
Creating with Curiosity
We test, iterate, and explore multiple approaches to find the most effective solution.
Getting It Right
We deliver reliable, high-quality outcomes by drawing on experience, listening closely, and focusing on what creates real value.
Putting Your Growth First
We prioritize strategies and systems that directly support measurable business growth.
Thinking in Step
We stay closely aligned with stakeholders, adapting in real time as needs and conditions evolve.
The People Behind It All
"What I value most is how everyone supports each other while still doing their best work."
